

Opening a Bank Account in Canada
- 1. Options to open your account : Before arrival RBC BMO CIBC Scotiabank TD Newcomer Packages online → finalize in person / After arrival appointment branch temporary debit card
- 2. Required documents : valid passport, proof status PR/work/study/visa, proof address lease/utility, contact info Canadian phone & email — coches vertes
- 3. Choosing the right financial institution : The Big Five RBC TD BMO CIBC Scotiabank large network free 1st year, online banks Tangerine Simplii no monthly fees, credit unions Desjardins Vancity community
- 4. Types of current accounts : Chequing daily operations + Savings small interest limited free withdrawals
- KEY TIP rouge→vert : newcomer packages waive fees 12 months + request credit card early to build credit score essential renting/buying vehicle
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